Much of the work you do and it’s physically demanding, and you have to work in or around and even operate equipment that has the potential to be dangerous if mishandled.
Many factors are entirely outside of your control, and this is just the nature of your job. It is precisely because of these risks that more and more contractors are looking at taking out some added protection, such as Contractors Liability Insurance Coverage.
There has been an increase in contractors who have seen the benefits of Contractors Liability Insurance Coverage. Here are the most common professions who felt it was in their best interest to get some extra cover.
Landscapers
Plumbers
Carpenters
General contractors / Handymen
Construction workers
Painters
Electricians
As you can see there are many different classifications applicable to the contractor’s insurance. It is always best to speak with a licensed professional to properly cover your company.